Florida consistently ranks as one of the most dangerous states in the nation for bicyclists. Despite the growing number of dedicated bike lanes in cities like Miami, Tampa, and Orlando, cyclists remain highly vulnerable to distracted and aggressive drivers. To combat this, Florida enforces strict laws designed to protect riders. Chief among these is Florida Statute 316.083, commonly known as the “Three-Foot Rule.” If a negligent driver violates this statute and causes a crash, the resulting injuries are often catastrophic, requiring victims to aggressively pursue compensation for their lifelong medical needs.
What is the Three-Foot Rule?
Under Florida Statute 316.083, any driver overtaking a bicycle must pass at a safe distance of not less than three feet between their vehicle and the cyclist. This law acknowledges the inherent “wobble” that occurs when riding a bicycle; even the most experienced cyclists cannot maintain a perfectly straight line due to wind gusts, road debris, or uneven pavement.
When a driver fails to provide this mandatory buffer, they create a deadly slipstream or physically clip the cyclist. If a driver hits you while violating the three-foot rule, they are almost universally held liable for the crash. In many cases, establishing this statutory violation is the cornerstone of your personal injury lawsuit.
The Threat of “Dooring” and Intersection Crashes
While sideswipes account for many severe injuries, “dooring” is another massive threat. This occurs when a parked driver recklessly opens their car door directly into the path of an oncoming cyclist. Because bicycles lack the steel frame, airbags, and seatbelts of a passenger vehicle, these impacts frequently result in traumatic brain injuries (TBIs), shattered collarbones, and permanent facial scarring.
These severe injuries easily bypass Florida’s standard no-fault PIP limitations, allowing you to file a third-party Bodily Injury (BI) claim against the at-fault driver.
Protecting Your Claim Value
Insurance companies often attempt to blame the cyclist, arguing that the rider veered out of the bike lane, failed to wear reflective gear, or ignored a traffic signal. Under Florida’s comparative negligence system, any percentage of blame assigned to you will directly reduce your final payout. If you are found to be 51% or more at fault, your recovery is barred entirely.
Always gather a police report and witness statements immediately after a crash. To understand what your permanent injuries and lost wages are truly worth in 2026, utilize the Florida Injury Value Calculator provided by Ranzo Tech LLC.