Welcome to **Florida Injury Value**, an independent data resource powered by **Ranzo Tech LLC**.
Our mission is simple: to bring transparency, data-driven objectivity, and clarity to the often confusing world of personal injury settlements in the State of Florida. We believe that every accident victim deserves access to the same mathematical baselines and valuation models used by massive insurance conglomerates.
Who We Are
Florida Injury Value is managed by Ranzo Tech LLC, a technology and data analytics company. **We are not a law firm, and we do not represent insurance companies.** This independence is our greatest asset. The personal injury industry is heavily guarded, with insurance adjusters relying on proprietary software to minimize payouts, while victims are left guessing what their claim is actually worth. We built this platform to level the playing field. By operating as a neutral, third-party technology provider, we deliver unbiased settlement estimates based strictly on current Florida statutes, medical billing multipliers, and historical data trends.
Our Methodology and Expertise
Valuing a personal injury claim requires more than just adding up medical bills. Our proprietary 2026 calculator architecture was developed by analyzing:
- **Current Florida Statutes:** Including the recent impacts of the 2023 Tort Reform (HB 837) and the shift to the 51% Modified Comparative Negligence standard.
- **Maximum Compensation Rates:** Integrating the latest 2026 updates for Florida Workers’ Compensation caps and Personal Injury Protection (PIP) limitations.
- **Heuristic Multipliers:** Utilizing industry-standard algorithms that adjust for non-economic damages (pain and suffering) based on specific injury severity, ranging from soft-tissue whiplash to permanent traumatic brain injuries.
Our Commitment to Trust and Privacy
When dealing with the aftermath of an accident, your privacy is paramount. Ranzo Tech LLC is committed to providing a secure, educational environment. Our calculator is entirely free to use, and we do not require you to input sensitive personal identifying information (PII) just to see your baseline results.
If you choose to use our opt-in network to request a professional case review, we ensure your information is only routed to licensed, vetted Florida legal professionals capable of guiding you through the litigation process. For more information on how we protect our users, please review our Privacy Policy and Terms of Service.
Take Control of Your Claim
Knowledge is your best defense against an unfair settlement offer. Before you speak to an insurance adjuster, sign a release, or hire an attorney, arm yourself with objective data.